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Terms & Conditions

Last updated: June 4, 2026

1. Acceptance of Terms

By accessing or using thetammyldavis.com (the "Site"), any associated communities (including The Pivot Lobby and The Pivot Circle), products, workbooks, or services (collectively, the "Services"), you agree to be bound by these Terms & Conditions. If you do not agree, please do not use the Services.

2. Use of the Services

You agree to use the Services for lawful purposes only and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Services.

3. Intellectual Property

All content on the Site — including text, graphics, logos, workbooks, and downloadable materials — is the property of Tammy L. Davis or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission.

4. Coaching & Educational Disclaimer

Information and programs offered through the Services are educational in nature and are not a substitute for professional legal, financial, tax, or career advice. Results vary and are not guaranteed.

5. Payments & Refunds

Any paid programs or products are subject to the refund policy stated at the point of purchase. Unless otherwise noted, all sales are final.

6. Third-Party Links

The Services may contain links to third-party sites (such as Skool or Amazon). We are not responsible for the content, policies, or practices of those sites.

7. Limitation of Liability

To the fullest extent permitted by law, Tammy L. Davis shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Services.

8. Changes to These Terms

We may update these Terms from time to time. Continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

9. Contact

Questions about these Terms? Email contact@thetammyldavis.com.